Grow Wealth Together.
Experience a cooperative that combines community trust with modern financial tools. Save smarter, borrow easier, and build a future.
How It Works
Three simple steps to financial freedom.
1
Become a member
Register online or visit our office. A small one-time fee of $10 gets you lifetime membership status.
2
Save Monthly
Contribute to your mandatory savings. Consistent saving builds your creditworthiness and earns dividends.
3
Access Loans
Qualify for loans up to 2x your savings balance after just 6 months of active membership.
Banking, But Better. Because You Own It.
Unlike traditional banks that prioritize shareholder profits, Unity Cooperative is owned by you. We reinvest every penny of profit back into better rates and community development.
Low Interest Loans
Rates starting as low as 8% p.a.
Annual Dividends
Share in the yearly profits
Zero Hidden Fees
100% transparent ledger.
Community Led
One member, one vote.
8%
Starting Rate
12K+
Members
100%
Secure
NPR 150M+
Total Assets
Start Your Financial Journey
Today
Join over 12,000 members who are building a secure future with Unity Cooperative. Low fees,
high returns, and community-first banking.
No credit check required • Instant Approval